2977EN Stone cottage in quiet hamlet - My Overseas Property

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Property for sale information

2977EN Stone cottage in quiet hamlet

Price:	€ 115,000 Mortgage & ROI calculators »
Type:	House
Country:	France Auvergne

Reference nr: 2977EN

Description:

Semi detached stone cottage, currently comprising an open plan living space with corner kitchen and a downstairs bedroom, bathroom and wc. Upstairs a second bedroom and a loftspace left to convert. The property has a nice mature garden attached to the house plus a further two plots of land, one of which is a reasonably sized vegetable plot with a caravan (included in the sale) from where to enjoy summer sunsets. The village in which the property is located is quiet, and although there is a weekly ‘mobile shop’ passing through, the nearest village for shops is about 15 minutes away.

Description :

Logburning stove

Septic tank

Property very well maintained

Ideal holiday home

Ground floor: open plan sitting / dining room 30m2, bedroom 12m2, bathroom + wc 6m2

1st Floor: bedroom 25m2, loft for conversion 25m2

Garden: 339m2 attached to the house and 640m2 in two plots at 2 minutes walk.

Land 1000m²

Bedrooms:	Bathrooms:	Price (€):
2	1	115,000

Features:

Submission Date:
07-11-2008

Last Update:
10-31-2008

Advertiser Details:

Name:
Nav Vilain

Company:
Selection Habitat

Phone:
+33 5 65 70 10 49
Fax:
+33 5 65 70 15 17
Mobile:
+33 6 72 33 67 14

Property Photo Gallery

property photo

Calculators

Property price: €115,000

Mortgage

Initial Payment (%) *	Annual Interest Rate (%) *	Term of Loan (Yrs)

Loan Amount (€)	Monthly Payment (€)	# of Payments

Description: The calculator estimates monthly mortgage payments taking into account the loan amount (which depends on % of the initial payment), the interest rate and term of the loan Note: * These indicators may vary in different countries and are subject to preliminary assessment & consultations

ROI

Initial Investment (%)	ROI Calculation Term (Yrs)	Term of Loan (Yrs)
Annual Rental Yield (%) *	Annual Capital Appreciation Rate (%) *	Annual Mortgage Rate (%) *
Once Off Taxes & Payments on Property Purchase (%) *	Taxes & Other Annual Payments on Rental Income (%) *	Other Annual Fix Payments (€) *

Loan Amount (€)	Mortgage Payments (€)	Additional Costs (€) **
Capital Appreciation (€)	Gross Rental Income (€)	Return on Investment (%)

Description: Return on Investment (ROI) calculator estimates in % the income that the Initial Investment provides in the period of time set in "ROI Calculation Term" input box Notes: * These indicators may vary in different countries and are subject to preliminary assessment & consultations ** The Additional Costs are estimated as sum of once off payments (taxes, legal support and services etc.) required to become the owner of a property, annual payments from rental income (taxes, management fees etc.) and other fix annual payments (if any); all these payments vary in different countries, regions, properties etc. and are subject to preliminary assessment & consultations

Equity Rel.

Current Property Value	Existing Mortgage	Max. Lending Available (%) *
Max. Equity Available	Amount to Release	Annual Interest Rate (%) *

Monthly Cost of Top Up (Interest Only)

Description: Equity Release is a means of retaining use of your property, while also obtaining a steady stream of income, using the value of the property; the income depends on current value of the property, amount to be released and paid annual interest rate Note: * These indicators may vary in different countries and are subject to preliminary assessment & consultations